CuraDebt is one of the best places to go if you're in financial trouble and need assistance with debt relief. They have a team of experts available at all times who can guide you through a financially stable future.
- Team of qualified pros ready to help
- You can contact them, or ask to be contacted
- Free savings estimate
- Tax Services are not available in CO and IL
- Debt Relief services are not available in CO, CT, GA, ID, IL, KS, ND, NH, OR, SC, VT, WA, WI and WV
Many people face financial problems at some point in their life. Whether it is caused by the loss of a job, a personal or family illness, or simply by overspending on your credit cards, it can be an overwhelming experience. Falling into debt or having problems with the IRS is hard to cope with, but there are professionals out there whose job is to help you overcome these issues.
We read some CuraDebt reviews and they seemed to be a good way to find relief when debt won’t let you sleep, but we wanted to be more convinced about their abilities. So, we decided to do our own CuraDebt Review and analyze their programs to verify if they were indeed something that could help you during those dark days. Keep reading and check out what we found.
What Is Curadebt?
CuraDebt.com is a website where you can find a team of qualified professionals who offer debt relief and tax solutions. Many of them have worked at the IRS or other taxing authorities, so they really know what they are doing.
The website was launched almost 17 years ago, making it one of the most experienced in the debt relief industry. CuraDebt is an Accredited Service Center by IAPDA and a member of the Online Business Bureau.
What Can Curadebt Help You With
CuraDebt offers a broad range of customized debt relief solutions depending on your situation. They can assist you with the following types of debts
- Personal Loans and Lines of Credit
- Credit Cards
- Business Debts
- Medical Bills
- Collections and Repossessions
- IRS Debt and Back Taxes
- Certain Secured Debts
Although it is not specifically designed to provide general student debt relief, in particular cases they can help with student loan debt. If this is your case, get in touch with them and a representative will guide you and explain your alternatives.
Unsecured Debt Relief
If you are having problems paying back business debt, credit card balances, medical bills, tax debts, payday loans, or any similar unsecured debt, CuraDebt can help you. It doesn’t matter if you are covering the minimum payments or if you are already delinquent, there are several solutions available.
Debt settlements are designed to help you save as much money as possible. If you qualify for this program, you will only pay any CuraDebt fees as each account’s problem is resolved and you accept the resolution. CuraDebt will analyze the age and type of your debt, your income, your age, and several other factors to design a customized solution, unique to your financial situation.
You can check several real debt settlement letters at CuraDebt.com in case you are still not convinced. For instance, there is one from BOA where a debt of $1,279.90 was settled with $450. A Citibank debt of $7,537.88 was settled with $1,884.47. That’s 75% in savings!
Tax Debt Relief
Owing money to the IRS can be a big headache. They have the authority to levy assets, garnish income, and even seize property, so this can be a scary situation to be in. They don’t care if you recently lost your job or got divorced. They just want to get paid.
Other common causes of tax debt are failing to file tax returns or failure to make timely ETP’s. Unpaid payroll and mistakes from your CPA can also lead to tax debt.
CuraDebt will design a personalized solution depending on your situation. There are many ways to settle tax debt. For example, an Offer in Compromise is when the IRS accepts less than full payment under exceptional circumstances. Installment Agreements can help you pay a massive debt in several smaller and more manageable amounts. If you are experiencing extreme economic or personal hardship, a request to halt collections by the IRS can be submitted.
There are dozens of solutions; each case is different, but using the services of CuraDebt is a great advantage. Would you rather have one CPA try to help you out, or use the services of a large team of professionals?
Protecting You With The Fair Debt Collection Practice Act
Creditor correspondence and communications must follow specific guidelines that are stated in the FDPA. When your case is analyzed by the CuraDebt team, they will check if there have been any violation of these guidelines. If so, you can sue your creditor for damages, and get your debt considered invalid.
Once again, this cannot be guaranteed and each case is different, but it is nice to know that you are being protected.
Get Those Collectors Off Your Back
One of the worst things that happen when you get into debt is having to deal with all those text messages and autodialer calls to your cell phone. CuraDebt will check if there have been any violations of the Telephone Consumer Protection Act, which could also allow you to sue.
How To Proceed
After reading this CuraDebt review, we hope you have a better idea of how it works and how it can help you. Once you are ready to use their services, you can get a free estimate and find out how much you can save. Just enter some brief information on their website and a qualified representative will contact you. Their phone number is also listed on their site in case you’d rather give them a call.
Stop losing sleep about how much you owe. Use the service of a team of professionals and fix your debt. There is no reason to be stressed out; speak with a pro and get a free evaluation. You will feel much better after doing so.