LendUp is one of the best payday loan sites online. Sites like LendUp are useful for building up your credit report, for fixing poor credit scores and for getting quick money online. With LendUp, you will be able to get approved for short term loans instantly, even if you have a bad credit score.
With LendUp, you will also be able to receive medium-term loans as well as a credit card specifically targeted towards helping build up a credit score. While Lend Up is one of the best payday loan sites online, there are many sites like LendUp that offer similar, if not better payday loans and rates.
Our list of LendUp alternatives is going to make it easier than ever for you to get approved for Utah payday loans, California payday loans and loans in many other states without having to leave the comfort of your home. Our team has searched for the best Payday loan companies online, allowing you to quickly get the funds that you need. Visit the sites like LendUp below to instantly get approved for loans online.
Another one of the best payday loan sites to consider when shopping for poor credit loans online is ExtraLend. This payday lender is also very simple to use. Simply fill out their quick online form and you will receive a rapid response with the ability to get the funds in as little as 1 business day. Whether you’re late on your bills or even if you want next day loans for any other reason, ExtraLend is worth discovering!
LendYou is one of the best online payday loans worth discovering. They provide you with the ability to get approved for cash advance loans, but you can also choose installment loans, which allow you to borrow a larger dollar amount for a longer period of time. LendYou is secured by McAfee and has one of the most impressive support teams among all online lenders. Apply today and receive the funds tomorrow!
3. Rubik Loan
Rubik Loan is easily one of the best places to get loans like Lendup online. They have a fully secured and compliant platform. Rubik Loan brings you 24/7 support that you can call or email. Their loans range from $100 to $5,000, providing you with excellent versatility and the ability to get the funds wired to your bank account in under 24 hours. Check out Rubik Loan now if you need quick cash online.
If you’re looking for a loans lender online to provide you with same day cash loans, 247FastFunds is one of the best options available. You can get a loan with bad credit since they partner with over 100 different money lenders. Filling out their form only takes a few minutes, allowing you to get quick money when you need it the most. 247FastFunds lets you borrow between $100 to $5,000 with flexible repayment terms.
Loan Solo is one of the great payday loan sites online. They have extremely low fees for a short term lender, making them one of the most affordable options available. Loan Solo has a super fast application process that takes minutes to complete. You will receive a response almost immediately and the funds get deposited within 1 business day. Explore Loan Solo now to get quick cash online!
CashNetUSA is one of the best payday loan sites to visit if you have a financial emergency. This short term loan site provides you with a rapid application process, instant approvals and next day funding for approved applicants. Take a look at CashNetUSA if you need a cash advance and you will instantly find out whether or not you’re approved, making this a leading alternative to LendUp.
7. Check ‘n Go
Check ‘n Go is one of the excellent LendUp alternatives worth discovering when you want to compare payday loans. They make it simple for you to get loans online up to $1,500 with excellent repayment terms. Check n’ Go allows you to complete the entire application process online within minutes so you can get the funds you need without the wait. Take a look at Check ‘n Go right now for great online payday loans.
8. Payday Loan 1000
Payday Loan 1000 is another one of the great places to visit if you need quick cash loans online. Their customer service is amazing and you can give them a call any time you need assistance. Payday Loan 1000 provides you with lender approvals in as little as one hour. Their form is very easy to fill out and getting your hands on the cash money can often take as little as a single day. Check out Payday Loan 1000 now!
Check City is a direct payday lender that makes getting short term loans online simple. Their application process is incredibly easy to complete and only takes a matter of minutes. With Check City, you will be able to get quick cash advances for various purposes with flexible repayment terms and low rates. Check City is definitely one of the top rated sites like LendUp online.
10. Speedy Cash
Speedy Cash is just as the name suggests, a place to get approved for quick loans online. With Speedy Cash, you will be able to borrow up to $1,500 and you can get approved within minutes. Speedy Cash has standard short term loan repayment terms that range between 15 to 30 days. With the ability to get approved 24/7, Speedy Cash is one of the best LendUp alternatives available online.
11. Landmark Cash
Landmark Cash is another website similar to LendUp that allows you to get up to $1,000 in payday loans. Signing up is a breeze with their online application that takes just minutes to complete. Instant approvals allow you to immediately know whether or not you will be receiving the funds. Landmark Cash accepts applicants with poor credit and no credit, making it an excellent place to apply for loans online.
12. Rise Credit
Another excellent place to get low rate loans online is Rise Credit. Their loans rates vary according to your credit history and the credit Rise Credit provides is flexible as far as repayment terms are concerned. Your credit review will determine how much you can get approved for varying between $500 to $5,000. Take a look at their short term loans right now to see how much you can get approved for. However, be cautious as your credit score takes a hit each time you apply for a loan.
Getting Approved for Bad Credit Loans
Loans for bad credit is what payday lending is all about. These “no credit check loans” allow you to get your hands on some extra cash when you need it the most, regardless of your credit history. Actually, that’s not always the case. Most no credit check loans will still rely on the Big 3 when deciding whether or not you can get approved for cash loans. Who are the Big 3 you ask?
These 3 credit bureaus all score your credit independently from one another. You can request a free credit report from each one of them and in most cases, your score will be similar. In order to determine your credit score, they use information such as your current amount of debt, your repayment habits, your amount of credit cards, how often you’ve missed payments and more. Another huge credit score factor is your age. Young adults often have no credit history and this can be seen as a bad thing since most banks won’t lend money to people with no proof of financial stability.
Same Day Loans are the Key
The upside is that loans companies in the list above specialize in approving short term loans, even to people who have a bad credit score or no credit history. They do check your credit reports, but they don’t take it into consideration as much as banks or other financial institutions. Payday lenders will often prioritize a stable income (having a job) and other factors such as being able to prove that you can actually repay the loan. Loans with no credit checks do not exist, but the best payday loans online will approve you even if your score is low.
I Need a Loan – What’s the Minimum Credit Score to Get Approved?
To be honest, there is no magic number. If you need cash now, apply for instant loans from the sites above and see whether or not you get approved. The worst that can happen is getting refused for fast loans. However, in most cases, to get a loan you will need a minimum of 400 as your credit score. Payday loans are what many call “easy loans” because they are much more lenient. They are the best loans for people with bad credit as they are easy to get approved for and by repaying it on time, you will actually raise your credit score.
Are All Loan Companies the Same?
No! Not all payday loans will be similar to one another. While most will provide you with $1,000 loans, they all differ. The interest rates that you get from one payday advance might not be identical to the rates on another. Another thing to consider is whether you want to go through a payday loans direct lender or through a network that compares payday loans from multiple partners. While direct lender payday loans sometimes provide you with a sense of security, using networks that compare the best loans online is often better when searching for the lowest possible rates on your emergency loans.
We recommend to use a network of payday loan partners rather than going through direct payday lenders. This option brings you the lowest rates, the highest approvals and the most flexible repayments terms, since the payday lenders are essentially comparing dozens of different direct lenders to provide you with the best solution tailored for your needs.
Explore the pay day loans above to see if one of them seems like a good fit for your needs. We encourage you to only apply for one loan at a time – never apply for multiple loans the same day.