9 Sites Like LendUp for Short Term Loans


LendUp Review 

Below we will be providing you with a list of other loans like LendUp so you can get funding with ease. Before moving forward with the alternatives, we want to provide you with a brief LendUp overview.

LendUp loans are short-term funding options that benefit those who wish to improve their credit scores. First-time borrowers get approved for a maximum loan amount of $250. Returning customers get to climb the “LendUp ladder” and can borrow larger amounts up to a $1,000 limit.

The loans at LendUp are considered cash advances, which allow them to have a short duration. They maximum duration is 30 days, but with such small loan amounts, it’s easy to quickly repay them in full within that timeframe. The great thing about loan sites like LendUp is their ability to rebuild your credit score quickly without having to take on lots of debt. By reporting your payments to the official credit bureaus, your credit will rise with each LendUp loan you take.

How is LendUp different from other lenders?

The main difference between LendUp loans and other loan companies is their way of approving borrowers. LendUp doesn’t look at your credit score. In fact, they know you’re credit score is going to be on the low side and that’s what they aim to fix. LendUp is much more of a credit repair company than a loan company. Due to this, borrowers can enjoy instant approvals regardless of their credit score. Whether you’ve dealt with bankruptcy, a consumer proposal or even if you have no credit at all, LendUp can get you instantly approved.

Why should you find other sites like LendUp?

One of the main reasons people seek out LendUp alternatives online is so they can borrow larger amounts of money while still being able to enjoy instant approvals. Fortunately, there are tons of platforms similar to LendUp that get you instantly approved, report to credit bureaus, but can provide you with much larger loan amounts. If you want to rebuild your credit and get a steeper loan amount, you will enjoy the list of companies like LendUp below.

Compare Loans Like LendUp

LendChoice

lendchoice loans like lendup

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Overview: LendChoice is among the top rated companies similar to LendUp because they offer small loans for short durations without any hassles involved. Comparable to LendUp, LendChoice also excels at improving your credit score. With 30-day loans, you can quickly and efficiently drive your credit score up with ease. If you’re seeking larger funding, LendChoice can also provide personal loans up to $15,000. We highly recommend LendChoice as your lender of choice when searching for small to medium sized loans online. They deliver amazing results and can wire the capital directly into your checking account in as little as 1 day.

Loan Amounts: LendChoice loans are available between $100 to $15,000.

APR: The average APR for loans taken out with LendChoice is 793% with a range of 200% to 1386%.

Eligibility Requirements:
  • 18 Years Old
  • $1,000 per Month Income
  • Photo ID
  • USA Citizen
  • 30+ Days at Same Job
Contact Info:
  • Phone Number: (888) 775-0859
  • Address: 1125 E Broadway, #545 Glendale, CA 91205

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LendYou

lendyou loans

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Overview: LendYou is one of the best online payday loans worth discovering that offers a wide range of financial services online. They provide you with the ability to get approved for cash advance loans, but you can also choose installment loans, which allow you to borrow a larger dollar amount for a longer period of time. With just 15 minutes of your time, you can fill out the application form online and be on your way towards getting information about your approved loan amount. LendYou is secured by McAfee and has one of the most impressive support teams among all online lenders. Apply today and receive the funds tomorrow!

Read full LendYou review

Loan Amounts: LendYou loans range from $100 to $15,000.

  • Cash Advance Loans: $100 to $1,000
  • Installment Loans: Up to $5,000
  • Personal Loans: Up to $15,000

APR: The average APR for loans taken out with LendChoice is 695% with a range of 4.99% to 1386%

  • Cash Advances: 200% to 1386%
  • Installment Loans: 6.63 to 225%
  • Personal Loans: 4.99% to 450%
Eligibility Requirements:
  • 18 Years Old
  • $800 per Month Income
  • Photo ID
  • USA Citizen
  • 30+ Days at Same Job
Contact Info:
  • Phone Number: (888) 775-0859
  • Address: 1125 E Broadway, #545 Glendale, CA 91205
  • Email: info@lendyou.com

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ExtraLend

extralend

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Overview: Another one of the best payday loan sites to consider when shopping for poor credit loans online is ExtraLend. This payday lender is also very simple to use. Simply fill out their quick online form and you will receive a rapid response with the ability to get the funds in as little as 1 business day. Whether you’re late on your bills or even if you want next day loans for any other reason, ExtraLend is worth discovering!

Loan Amounts: ExtraLend provides short-term cash loans that range from $200 to $3,000.

APR: The average APR rate for loans at ExtraLend is roughly 675%.

  • APR Range: 3.4% – 1,386%
Eligibility Requirements:
  • 18 Years Old
  • $800 – $1,000 per Month Income
  • Photo ID
  • USA Citizen
  • 60+ Days at Same Job
Contact Info:
  • Phone Number: 1 (855) 826-4788
  • Address: 1041 4th Avenue, Suite 302, Oakland, CA 94606
  • Email: contact@extralend.com

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Honest Loans

honest loans

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Overview: One of the leading LendUp alternatives online is without a doubt, Honest Loans. They can provide you with loans ranging from a few hundred dollars all the way up to $2,500. Bad credit is not a problem as they specialize in getting all types of credit approved. Honest Loans is a solid lender that has great rates, a simple application process and an outstanding support team to help you if ever you need assistance. Browse their website today and apply for quick funding now.

Loan Amounts: HonestLoans delivers short-term loans like LendUp that range from $200 to $2,500.

APR: The APR rate when taking out a loan with HonestLoans has a range of 200% to 2,290% and varies according to your financial situation as well as your credit score.

Eligibility Requirements:
  • 18 Years Old
  • $800 per Month Income
  • Photo ID
  • USA Citizen
  • 30+ Days at Same Job
Contact Info:
  • Phone Number: 866-956-2474
  • Email: support@onlineloannetwork.com

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ZocaLoans

Zocaloans zoca loans review

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Overview: ZocaLoans is a short-term loan provider that can provide consumers with loans ranging from $300 to $1,000. They have an approximate APR rate of 795% and they can provide instant approvals. One of the great things about ZocaLoans is that they allow you to make the repayments over the course of several weeks or even months, with most loans being repaid in an average of 12 payments. Missing a payment will incur a $25 late fee unless you give them a call at least 2 days prior to the repayment date, in which case you can push back the payment for a later time. Applying for a loan at ZocaLoans does not affect your credit score as it’s a soft credit check.

Loan Amounts: ZocaLoans is a payday loan provider similar to LendUp that has short-term loans ranging from $100 to $1,000.

APR: The average APR rate for loans at ZocaLoans is approximately 795%.

Eligibility Requirements:
  • 18 Years Old
  • $800 per Month Income
  • Photo ID
  • Checking Account
  • USA Citizen
  • 60+ Days at Same Job
Contact Info:
  • Phone Number: 1-888-980-1532
  • Address: Rosebud Lending LZO PO Box 1147 27565 Research Park Dr. Mission, SD 57555
  • Email: support@zocaloans.com

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247FastFunds

24/7 fast funds

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Overview: If you’re looking for a loans lender online to provide you with same day cash loans, 247FastFunds is one of the best options available. You can get a loan with bad credit since they partner with over 100 different money lenders. Filling out their form only takes a few minutes, allowing you to get quick money when you need it the most. 247FastFunds lets you borrow between $100 to $5,000 with flexible repayment terms.

Loan Amounts: 247FastFunds is capable of provide short-term personal loans ranging from $100 to $5,000.

APR: They have a variable APR rate since they are not a direct lender, but the average APR fee for loans taken out via 247FastFunds is roughly 430%.

Eligibility Requirements:
  • 18 Years Old
  • $800 per Month Income
  • Photo ID
  • Checking Account
  • USA Citizen
  • 30+ Days at Same Job
  • 350+ Credit Score
Contact Info:
  • Phone Number: 866-971-7538
  • Address: Springates Building, Lower Government Road, Charlestown, Nevis, Saint Kitts And Nevis.

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CashNetUSA

cashnetusa

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Overview: CashNetUSA is one of the best payday loan sites to visit if you have a financial emergency. This short term loan site provides you with a rapid application process, instant approvals and next day funding for approved applicants. Take a look at CashNetUSA if you need a cash advance and you will instantly find out whether or not you’re approved, making this a leading alternative to LendUp. Larger loans are available depending on the state you are located in, but as CashNetUSA fully respects the payday loan laws and regulations, the wide range of options will greatly depend on your immediate location. They too are a worthy lender, which we are glad to place high up on our Lendup ladder of alternatives.

Read full CashNetUSA review

Loan Amounts: CashNetUSA is among the few loans like LendUp that offers a very similar experience as well as similar loan terms. Their loan amounts vary from one state to another due to regulations, but in general, CashNetUSA can offer payday loans ranging from $100 to $1,500.

APR: The average APR for loans at CashNetUSA falls between 187.33% to 912.5%, but varies according to state regulations.

Eligibility Requirements:
  • 18 Years Old
  • $1,000 per Month Income
  • Photo ID
  • Checking Account
  • 90+ Days at Same Job
  • Minimum Annual Income of $12,000
Contact Info:
  • Phone Number: 888.801.9075
  • Address: 175 West Jackson Suite 1000 Chicago, IL 60604
  • Email: support@cashnetusa.com

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Check Into Cash

check into cash

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Overview: Check into Cash is one of the excellent LendUp alternatives worth discovering when you want to compare payday loans. They make it simple for you to get loans online up to $1,000 with excellent repayment terms. Check into Cash allows you to complete the entire application process online within minutes so you can get the funds you need without the wait. Take a look at Check into Cash right now for great online payday loans.

Read full Check Into Cash review

Loan Amounts: Check Into Cash offers payday loans similar to LendUp that range from $100 to $1,000 and generally last no longer than 30 days.

APR: The average APR for loans at Check Into Cash is between 261% – 782%

Eligibility Requirements:
  • 21 Years Old (19 in Alabama)
  • $1,000 per Month Income
  • Photo ID
  • Checking Account
  • 30+ Days at Same Job
Contact Info:
  • Phone Number: 877-577-7977
  • Address: 201 Keith Street, Suite 80, Cleveland, TN 37311
  • Email: customersupport@checkintocash.com

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OppLoans

Sites like opploans

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Overview: OppLoans is one of the most reliable instant loan lenders on the internet if you’re searching for larger loans. They can allow you to borrow as much as $10,000, making them one of the top loans like Lendup and one of the leading options for next day funding online. Opploans has been around since 2010, making them one of the oldest short term lenders online and this also proves their reliability. Whether you need quick cash or even if you need thousands of dollars for larger items such as a car loan online, Opploans makes it possible.

Read full OppLoans review

Loan Amounts: OppLoans offers small personal loans that range between $500 to $4,000.

APR: The average APR for loans at OppLoans is between 59% – 199%

Eligibility Requirements:
  • 18 Years Old
  • 500+ Credit Score
  • $1,000 per Month Income
  • Photo ID
  • Checking Account
  • 30+ Days at Same Job
  • Recent Pay Stubs
Contact Info:
  • Phone Number: (866) 465-2279
  • Address: State of Alabama State Banking Department P.O. Box 4600 Montgomery, AL 36103-4600
  • Email: apply@opploans.com

 


How do LendUp Loans Work?

The good thing about choosing loans like LendUp for your financing needs is that the entire process is simple to complete. From the moment you open up one of these lenders’ websites, you will instantly know how to proceed. Here are the basic steps required in order to take out a loan via LendUp alternatives.

  1. Fill out the basic form on their website
  2. Receive a nearly instant approval
  3. Receive the documents and electronically sign the paperwork
  4. The funds get wired to your bank account in as little as 24 hours
  5. Make sure to have the funds in your bank account on the repayment date

It’s as simple as the five steps listed above. Just sign everything online and you’ll be on your way to getting short-term funds in your account.

Beware of Fraudulent Lenders & Scams

One thing you should be made aware of is that there are tons of frauds and scams in the short term loans industry. The lenders listed above have been properly vetted and we vouch or all of them. However, if you choose to go with a lender that is not listed above, you should know what to look for in order to determine whether or not the lender is legitimate.

A few facts about fraudulent lenders:

  • They often have beautifully designed websites
  • Their documents often seem legit due to all the proper legal wording
  • They will often state phrases such as “You will get approved no matter what”
  • Once you’re ready to sign, they will then mention that you have to pay fees for various reasons

One thing to know about legitimate lenders is that they never ask you to pay fees in order to take out a loan. Honest lenders will take their fees from the loan directly. We also encourage you to look into the lender that you’re interested in borrowing from and see what their background is like. A good lender will have numerous reviews online, ratings on sites like BBB and TrustPilot and so on. If you’re planning on taking out a loan with a lender other than the ones mentioned above, please contact us and we will vet them for free.



4 Comments
  1. Very nice article, just what I was looking for.

  2. Tried Lendyou, had a great experience. Thanks for sharing this list of lendup alternatives

    • Thank you for your feedback Francis. We always love getting opinions about LendUp reviews and other alternatives from actual consumers. As you mentioned, LendYou is definitely a good place to get short term loans online.

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