8 Short Term Loans Like Rise Credit

Finding the best short term loans like Rise Credit will allow you to get quick cash when you need it the most. Rise Credit is an online lender that allows you to get your hands on cheap payday loans ranging from $500 to $5,000 within a single business day. As direct lenders for installment loans, they can provide consumers with bad credit loans that have a low late fee, high loan amounts and a superb loan agreement, all without unaffiliated third party lenders.

From North Dakota all the way to Rhode Island, Rise Credit loans are available. While Rise Credit is one of the best payday loan companies online, it’s not always the easiest place to get approved. There are many Rise Credit alternatives that allow you to get approved with much more ease. Some payday loans even let you get accepted without a credit check. Rise Credit makes it fast and easy with the funds deposited directly into your checking account. Furthermore, questions or concerns regarding their online payday loans are resolved rapidly by contacting their credit service organization.

Our team has created a list of the top sites like Rise Credit so you can quickly access thousands of dollars within a few hours. Whether you need to fix your car, pay medical bills or even renovate your home, the personal installment loans like Rise Credit below will make it happen. Find an online application below and benefit from a cash advance online within moments. Most of these payday advances can provide fast cash in as little as 24 hours.

Your Payday

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Your Payday is one of the top loan sites online with a simple to complete application process. If you’re looking for the best payday loans, Your Payday is exactly what you’re looking for. While Rise Credit loans are often difficult to get approved for, Your Payday makes it easier than ever for just about anyone to get their hands of loans online. Rise loans have high interest rates even with pristine credit scores – browse the online loans available at Your Payday and you will be holding cash in your hands within one business day.


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LendYou is one of the top loans like LendUp, Rise Credit and all of the other top lenders online. They report back to the major reporting bureaus so you can be sure to benefit from credit repair while paying the loan on time. They provide you with incredibly low rates that allow you to get your hands on affordable payday loans. LendYou has a beautiful user interface which is intuitive and makes applying for cash loans a breeze. Fully secured by McAfee and with a superb support team by your side at all times, LendYou is among the best payday loans online.

Read full LendYou review


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WhiteRockLoans is one of the best places to get loans like Rise Credit because they work with over 100 different lenders. This allows them to find the lender that’s willing to offer you the loan fast. Online loans become easy to find when you use payday loan service websites like White Rock Loans. WhiteRockLoans allows you to get your hands on quick cash within 24 hours or less directly into your bank account, making it one of the best payday loan services when you’re in a hurry.

We Advance

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We Advance is another one of the excellent alternative to Rise loans online. If you’re looking for cash advance loans, this is the place to be. Fully secure with McAfee security and extremely simply to use, getting approved for low rate credit at We Advance is a breeze. While they only provide you with the ability to get up to $1,000 payday loans, We Advance brings you excellent payment terms and a hassle free process. Get your hands on cash in under 24 hours by browsing We Advance right now!

Need Personal Loans

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Need Personal Loans is one of the best payday loan sites online. Unlike some of the reviews Rise Credit receives, Need Personal Loans is very well-reviewed. Users can get approved for loans ranging from $1,000 to $100,000 in the form of personal loans. The loans rates vary according to your credit history and credit score, but most people can get approved even with poor credit history. Apply for a short term loan online at Need Personal Loans right now. Once you’ve applied, contact your lender for your personal customer login details.

Repair Cash

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Repair Cash is one of the best payday loan service websites for people who were in a car crash. They have loans like Rise Credit, where you can borrow up to $5,000 with the ability to receive the funds in just one business day. Repair Cash specializes in getting you connected with car repair lenders, so if that’s what you’re looking for, Repair Cash is the best place to get you connected with the right lender regardless of your credit history.


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LoansHoliday is capable of connecting you with payday loan lenders on the internet. This makes their terms easy to understand, allowing you to benefit from clear and simple application procedures. With LoansHoliday, you will also be able to get connected with lenders for loans up to $5,000 even if you have a poor credit score. Check out LoansHoliday now to get quick cash online. This lender is unaffiliated with Rise Credit loans, but can provide a similar experience and has the possibility of approving bad credit loans even with fair credit scores.


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If you need funds for dental purposes, there’s no better place to be than at LoanDentist. They can easily connect you with lenders that provide loans online with the main goal of having dental work done. Whether you need dental implants, braces or any other type of dental work performed, you will enjoy the funding services offered by LoanDentist. Quickly get connected with a lender and access the quick cash that you’ve been seeking.

How to Get Approved for Loans Like Rise Credit

One of the biggest questions on most people’s minds when applying for bad credit loans is how to get approved. Rise Credit loans make it easier to get approved than with traditional lenders. Most banks and financial institutions have a tendency to steer clear of borrowers with bad credit scores.

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Companies like Rise Credit are unlike traditional banks or lenders. They assist you towards getting approved with ease. However, there are still some basic requirements which should always be considered before applying. While most lenders similar to Rise Credit only perform a soft credit check (does not affect your credit score), some will in fact perform a hard credit check (lowers your credit score by one or two points). This means you should avoid applying to too many loans if you know you won’t be approved, as it could actually damage your credit reputation.

Basic Requirements for Most Companies Like Rise Credit:

  • Have a stable job for at least 30 days
  • Make a minimum of $800 per month
  • Be a USA citizen with proof of residence
  • At least 18 years of age
  • Credit score minimum of 350 (the higher the better)

While these basic eligibility requirements are standard for most short-term lenders, they do vary from one company to another. Rise credit pre-approval is often a little more strict than the alternatives that we have mentioned above. That’s why we created our list starting with the lenders that provide the easiest approvals first. If you feel like you’re right on the limit and aren’t too sure about getting approved or not, we recommend applying for a loan with our number one or number two option.

Short Term Loans for Self-Employed Individuals

If you’re a self-employed individual, chances are most banks have been turning you down. Unless you have a minimum of 2 years experience as a self-employed individual with proof of income for those 2 years, most banks won’t even consider your loan application. Fortunately, Rise Credit alternatives are capable of providing you with funding when most lenders turn you down.

Since Rise Credit loans and other similar companies often use private lenders, they don’t focus as much on your time in business. Instead, they focus on your credit history, your proof of income and your ability to repay the loan. Furthermore, since these loans tend to be short-term solutions that get repaid in a matter of weeks, they often make it easy for self-employed borrows to get approved. So if you’ve been turned down for funding by banks due to your status as a self-employed worker, don’t give up, Rise Credit loans and other loans like Rise Credit can make it possible for you to get the cash you need.

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