5 Short Term Loans Like Green Trust Cash
What are Green Trust Cash Loans?
Green Trust Cash is an American Indian Tribal lender that provides short-term loans to people with good and bad credit alike. As one of the top solutions when searching for quick cash loans online, Green Trust Cash has rapidly become a reputable lender for people seeking funds for short periods of time. These short term loans are often referred to as payday loans, installment loans or even short-term personal loans.
If you’re in need of loans like Green Trust Cash, they can certainly become a viable option. However, many other online loan companies provide better borrowing solutions at lower APR rates and with easier approval rates. As long as you have a checking account, are at least 18 years old and have some sort of income that you can prove, your chances of getting approved for a loan are quite high.
Are There Better Loan Options Available?
While we do appreciate the fact that Green Trust Cash loans are a good option, there are definitely better solutions available. We made sure to create a list of the top alternatives so you could quickly find those top rated lenders. Our list is short because we only chose to include the truly trustworthy lenders online. We also felt it was important to number the list with the lender that has the easiest approvals first. So if you suffer from bad credit, we suggest applying for the number one option first, as they will provide the highest chances of getting approved.
At the top of the list of alternatives to Green Trust Cash loans is LendYou. Among the best short-term lenders online, LendYou is capable of providing you with loans ranging from $100 all the way up to $15,000 loans online. An entire paperless application means you won’t have to print and scan any of the documents. Everything is electronically signed, allowing for much quicker approvals and faster funding times. When applying for LendYou loans, you will be able to get an approval response within as little as 1 hour and you could be holding the cash in your hands in no more than 1 business day.
- Get loans as high as $15,000
- Loans are wired to your bank account in as little as 1 day
- Approval takes a few minutes (up to 1 hour)
- Most credit types approved, even bad credit scores
- Must prove your work income and show proof of citizenship
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Click N Go Loans
Click N Go Loans is another excellent option worth considering if you’re seeking short-term funding. Similar to Green Trust Cash, they provide you with next-day funding that gets wired directly to your bank account. Easy approvals means you can expect to get approved even if your credit score is on the lower end of the spectrum. Just fill out their quick online form and a soft credit check will be performed, causing absolutely no harm to your credit. Explore Click N Go Loans as a viable option when seeking payday loan alternatives.
- Next-day funding lets you get the money in as little as 24 hours
- Funding is approved within minutes during business days
- Click N Go Loans use soft credit checks rather than hard credit checks
- Loan amounts range from $100 to $5,000 and as high as $15,000 for personal loans
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ExtraLend stands out of the crowd with their ability to get you approved for small personal loans up to $3,000. Rather than dealing with cash advances, you will get your hands on actual personal loans, which can last longer periods of time, providing you with more breathing room for the repayments. ExtraLend has been in business for over 3 years and they have many positive reviews found throughout the internet. After giving them a try, we concur that they are among the best loans like Green Trust Cash worth using online.
- ExtraLend brings you a max loan amount of $3,000
- You can borrow as little as $100
- Most loans must be repaid within 6 months
- Quick assessment allows you to get approved within minutes
- Indirect lender – partners with a network of 100+ direct lenders
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Rubik Loan reviews are plentiful online and most, if not all, are positive. One great thing about Rubik Loan is their outstanding support team that is lightning fast. If you’ve got questions or inquiries of any type, feel free to contact Rubik Loan and they will get back to you within no time. Rubik Loan’s lender can provide you with short-term loans online all the way up to $5,000. You can expect a very simple application process along with the ability to get your approval response in under 1 hour.
- Very simple application process
- Get a nearly instant approval
- RubikLoan’s lender has a max loan amount of $5,000
- Payments are reported to credit bureaus, allowing you to rebuild your credit
- Customer support team is extremely useful
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A legend among short-term lenders, CashNetUSA is definitely a trustworthy business worthy of your time. Their A+ BBB rating speaks great things of CashNetUSA and so do we. After borrowing from this giant in the industry, we felt nothing but pleased by their support team, their ease of application and the ability to receive our funds in just 1 business day. CashNetUSA has options available for most states in the USA, allowing you to get your hands on quick cash loans even if you are currently dealing with poor credit.
- CashNetUSA has a very detailed website for each state’s regulations
- Their support team is among the best for short-term loans
- TrustScore of 8.8 out of 10 on TrustPilot
- Cash advances, installment loans & lines of credit available
Will Bad Credit Prevent Me From Getting a Loan?
Absolutely not! There are tons of excellent lenders out there that specialize in bad credit loans. Take LendYou for example – they work with hundreds of different private lenders in order to find the best option for your specific needs. They will automatically compare your specific situation with tons of lenders in order to find you the best rates, the highest acceptance rate along with the lowest repayment fees possible.
These are the most important factors to consider before applying for short term loans online:
- Proof of income
- 30 days or more at the same job
- 18 years or older
- Ability to prove your USA citizenship
As long as you fit those basic eligibility requirements, you should have no issues having funds deposited straight to your checking account in as little as one day.
Scroll back up to explore our list of loans like Green Trust Cash once more or feel free to browse other loan options on FreeSitesLike such as our list of loans like Rise Credit. With our team by your side, you’ll never struggle when trying to find similar sites ever again!
What is an APR?
When applying for loans online, you will often notice the abbreviation APR. This is usually followed by a percentage. APR stands for annual percentage rate, which means the amount of interest you will have to pay on an annual basis. This number may seem a little complicated to understand when dealing with short-term loans, since most short-term loans do not last more than a few weeks or months.
Here is a quick way to calculate the APR for loans:
- Divide the loan fee by the the total loan amount
- Multiply the result by the amount of days in a given year (365)
- Divide that result by the amount of days of your loan duration
- Multiply that result by 100
So let’s look at a simple example:
Let’s say you take out a loan that lasts 30 days. The loan amount is $1,000 and the loan fee is $150. The following is how we would calculate the APR according to the rules above:
- 150 / 1,000 = 0.15
- 0.15 x 365 = 54.75
- 54.75 / 30 = 1.825
- 1.825 x 100 = 182.5
The APR for that loan would be 182.5%.
You can easily use this formula for any loan in order to determine the APR. This is useful if you want to easily compare loans and find out which one is the most affordable. For instance, you can use this formula to calculate the APR of credit cards and loans, allowing you to quickly compare which is the most affordable option and which option will end up costing you the most amount of money in the long run.