Quicken Loans is the largest online retail mortgage lender. What makes it unique is that while other lenders depend on deposits to be able to offer online mortgage loans, this one relies on wholesale funding.
If you want to find out more about Quicken mortgages, you can do so by talking to an expert by phone or using the chat service provided on the website. There are people ready to help you out; even if you are searching for bad credit mortgage loans there will be an option for you.
It is always wise to compare, and there are many other mortgage loan sites out there. Just because this is the largest lender doesn’t mean you should stick to quicken mortgages. Check out as many possibilities as you can and select the one that best suits your needs.
AnnieMac Home Mortgage
AnnieMac can provide excellent rates and give you access to virtually any loan product that’s available in the industry. If you are searching for mortgage loan sites that offer bad credit mortgage loans, check out the FHA Loans section. It might be what you need if you have had credit problems in the past, or if your funds are limited and can’t afford to cover a down payment or closing costs.
Mortgage Services Across America
This website has a wide variety of online mortgage loans; FHA, Fixed and VA loans are available. You can get pre-qualified at no cost, and remember that being pre-qualified gives you more bargaining power when you are trying to buy a house. Their loan professionals will provide guidance to help you choose the best option, and these are seasoned pros, not the call center operators you find at some other sites.
eRates Mortgage
This company is one of the fastest growing online mortgage loan sites. Specializing in conventional FHA and VA loans, they have helped thousands of consumers with their needs. There are 15 and 30-year fixed rate loans available, but if you need an adjustable rate there are a few to choose from. If you are looking to buy a home of up to 2 million USD, their Jumbo Loans program can require as little as 10% down.
Sebonic
Sebonic.com is another good option for finding bad credit mortgage loans. Their Expanded Loan program is designed for people with unique financial situations, and even if your score is as low as 560 you might be eligible. Another interesting feature is their USDA Loan program, which offers online mortgage loans targeted exclusively at rural properties. Ideal for people who want to enjoy the countryside lifestyle.
SmartMortgage
You should visit this site if you are searching for low-cost online mortgage loans offered by people that know what they are doing. Their licensed loan officers each have an average of 10 years as mortgage professionals, so you can be certain that they are knowledgeable on every single aspect of the process. FDA, VA, Conventional, HARP, USDA and jumbo loans are available, and you will receive constant communication as soon as you start your application.
Home Pont Financial
Reverse mortgages, USDA loans, 203k construction loans… all these terms might seem like a foreign language for most people. That’s why the Home Point Financial’s website has an area full of information you can read to learn about the different kinds of mortgages available, which might make you more comfortable with the process. Once you know how they work, online mortgage loans won’t seem that complicated anymore.
