5 Borrow Money Online Sites Like MaxLend

If you’re looking for ways to borrow money online, you’ve come to the right place. Our list of loans like MaxLend is going to make it easier than ever for you the find the best loans lenders on the internet. With just a few clicks and a quick e-signature, you can have money wired to your bank account within hours. Finding lenders online that you can trust though is a work of art. With hundreds of different finance options available, you have to be cautious and use trustworthy funding sources only.

MaxLend is one of the best payday loans on the internet because of its simplicity of use, but they don’t have acceptance rates as high as some of their competitors. We searched all over the internet to bring you the top cash loans and the very best solutions so you can enjoy quick cash loans within moments.

If you need to borrow money online quickly without any hassles or delays, we highly encourage you to browse the sites like MaxLend below. With superb support teams, easy application procedures and the ability to get funds in 24 hours, these are certainly among the best payday loan sites online.

Scroll even lower to find our full MaxLend Review.


Official Site

At the top of our list is easily ExtraLend. If you’re looking for payday loan alternatives, then ExtraLend is the solution for you. They have much longer loan terms than other short-term loans since they are personal loans, yet you can still get approved with ease and they allow you to borrow up to $3,000. ExtraLend is available in many more states than payday loans, making them a great solution for just about anyone who needs to borrow money online.

You must be 18 years of age in order to apply and must have a minimum monthly income of $1,000. Without these basic requirements, you will not be eligible for their offer loans. ExtraLend is also only available in the United States, so if you’re anywhere else, keep scrolling.


Official Site

One of the best alternatives to MaxLend offers online is MoneyLion. They provide you with personal loans that can reach as high as $35,000. Whether you need a down payment for a mortgage, you want to buy a new car or even if you have hefty medical bills due to a recent unexpected surgery, MoneyLion is there to help. They have a high acceptance rate and one of the friendliest staffs in the industry so check out MoneyLion now as one of the best loan sites like MaxLend.

Good credit helps a lot when applying at MoneyLion, but they do welcome poor credit scores. The loan amount that you can be approved for will depend on your credit score, so the higher it is, the better chances you have of getting a large funding amount. 


Official Site

Whether you need a quick cash advance or even if you’re looking for personal loans in the thousands of dollars, USANewLoan is one of the top options worth considering. Just like MaxLend, they provide you with a simple application process as well as a supportive team of experts that are there to help you through every step of the way. USANewLoan is easy to get approved for and they have very competitive rates.

Among the online lenders in this list, USANewLoan is one of our top choices. Only available in the United States – the loan amount they provide seems to usually be higher than other competitors. Customer service here is outstanding with rapid replies via phone, email and messages. You can also expect funds being deposited within 1 to 2 business days, making it very fast when you need money urgently.

Check Into Cash

Another one of the best payday loans online is Check Into Cash. If you’re looking to borrow money online, you certainly won’t want to miss out on their platform. The application process takes just a few minutes of your time and you will soon get an approval within moments of completion. Once approved, this online loans lender will wire the funds directly into your bank account. With no paperwork to manually print and scan, along with a process that takes minutes to complete, Check into Cash is one of the leading lenders online.

Among the similar MaxLend offers in this list, Check Into Cash is a great option. The interest rate you will pay on these loans is rather decent and you can receive the money within a matter of business days. Like most of the alternatives in this list, you’ll need to be 18 years of age or more and earn a minimum monthly salary of $1,000 in order to be eligible. 

Read full Check Into Cash review

Rise Credit

Last but not least is Rise Credit. They provide you with the ability to get approved for anywhere between $500 to $5,000 online. They have really decent loan interest rates and a great customer service team, making the entire borrowing money process a breeze. Rise Credit provides you with information that you need to know for each state’s individual laws so you can know exactly what you will be paying. If you need to borrow money online, explore their interface now and you won’t be let down. 

Rise does not differ very much from the other MaxLend offers listed here – you need to be based in the United States, be 18 years of age and earn $1,000 minimum as a monthly income. These conditions are the minimum requirements, but a good credit score is also the key to getting amazing interest rates from this online lender. 

MaxLend Review

Now that we’ve covered MaxLend offers and their competitors, let’s take a moment to provide you with a full MaxLend review. We will go over eligibility, main concerns that are brought up by customers on a regular basis, whether or not it’s available in your state and more.

Is MaxLend Credit Available In Your State

Loans like MaxLend listed above may differ from the following information. We’re going to cover whether or not MaxLend credit is available in your state, so find your state below and you can quickly see whether or not you can get MaxLend offers or similar in your area.

Keep in mind that MaxLend is a tribal lender that provides small, short-term installment loans. Some of the alternatives we listed above offer personal loans, which are available in all states.

States Where MaxLend is Not Available:

  • Arkansas
  • Connecticut
  • Georgia
  • Massachusetts
  • Minnesota
  • New York
  • North Dakota
  • Pennsylvania
  • Vermont
  • Virginia
  • Washington
  • West Virginia

If you live in one of these states, you don’t need to worry – there are many other online lenders that offer MaxLend offers or similar that you can get approved for. Browse our selections above – most of them offer personal loans with better interest rates and can also approve you with a lower credit score.

MaxLend Loan Information You Should Know

MaxLend offers short term loans that get paid back in installments over several weeks. They label themselves as being a payday loan alternative, but in reality, they are not much different than payday loans. Their interest rates (APR) are incredibly high, which is very similar to loans like LendUp and other payday loan companies.

High APR – Interest Rates:

One thing to note about short term loans like MaxLend is that they have incredibly high APR (also known as the yearly interest rate you’ll have to pay). At MaxLend, the APR ranges from 471% to 841%. Those numbers are incredibly high!

Let’s look at what a loan with an 841% APR rate would look like:

If you were to borrow $1,000 over a 30-day period, you would have roughly $691 in interest fees to pay back. So after 30 days, you would have paid back $1,691 for a $1,000 loan.

That’s if you pay it back in time. By the 3rd month, you’d be looking at around $3,000 in repayment – three times the amount you borrowed.

Fees Charged Per $100 Borrowed

MaxLend displays their fees a little differently than most short-term lenders. Rather than showing an APR percentage, they display the interest amounts in slices of $100 borrowed. For every $100 you borrow, you could pay up to $14.75 per week until you pay back the original amount (plus the fees).

So if you were to borrow $1,000, you could be paying up to $147.50 in fees every single week until the full amount is paid back to MaxLend.

Low Loan Amounts

MaxLend has very low amounts you can borrow. Keep in mind, they are not a payday loan, so they should be more comparable to personal loans when it comes to borrowing amounts. Unfortunately, this isn’t the case.

Loans start at $100 and for first-time borrowers, the maximum is $1,475. Repeat borrowers with good standing can borrow up to $3,000. This is very low when you compare it to lenders like USANewLoan that can offer up to $25,000 loan offers.

Unsecured Loans Without Good Credit

While the above makes MaxLend loans sound all bad, there are some good points. For one, MaxLend offers unsecured loans, which means you don’t need any collateral like putting up your mortgage or car as a safety.

Also, it’s important to note that MaxLend loans are available to people without good credit. Even if your credit score is below 650, you could still get approved for a loan with their platform. Instead of looking at your credit score, they take a look at your verifiable monthly income. If you meet their requirements, you could very well be approved the same day.

No Prepayment Penalties

One great thing about borrowing money with MaxLend credit is that they have no prepayment penalties. Short-term lenders will often force you to pay back over a set amount of time or pay large fees.

In this case, you can pay back your loan any time you want without having to pay any fees whatsoever. This is great in case you have the money sooner and would like to avoid having to pay additional interest rates.

For instance, if you take a loan over 30 days but can pay it back after 2 weeks, you’ll be saving almost $300 in APR fees for a $1,000 loan.

Not Available Nation-Wide

As mentioned above, MaxLend credit is not available nation-wide. There are about a dozen states in the United States that do not allow MaxLend to offering financing. If you are within one of these states, make sure to explore other borrowing options from our list of loans like MaxLend above. Personal loans like USANewLoan are available to all states and provide superior benefits with lower interest rates.

Is MaxLend a Legitimate Company

If you’re wondering whether or not MaxLend is legit, the simple answer is yes. MaxLend offers legitimate loans and funding to individuals with high APR rates and short repayment terms.

While they are certainly legitimate, there are a vast array of better choices available that come with lower fees and better terms. Even credit cards are a better option than MaxLend loans in most cases. Another good option is a loan from a federal credit union.

Does MaxLend Report to Credit Bureaus

One important aspect about taking out small loans is knowing whether or not they report to the major credit bureaus. A lot of people take out small loans like these ones in order to increase their credit rating.

With small payments and a quick turnaround time, it seems like a great idea to kick up your credit score by a few points. Unfortunately, MaxLend does not report to credit bureaus. This means you won’t get any credit for paying it back on time – however, this also means you won’t damage your credit score if you miss a payment.

What Time Does MaxLend Release Funds

Once approved, MaxLend is pretty quick at releasing the funds. If you opted to get paid by direct deposit, you could be seeing the money in your bank account in just one business day.

If you got approved on a Friday, you will most likely see the money deposited into your account on the following Monday or Tuesday (provided it’s not a bank holiday).

MaxLend Company Details

  • COMPANY NAME: Mandan, Hidatsa, and Arikara Nation Tribes
  • PHONE: (877) 936-4336
  • EMAIL: customerservice@MaxLend.com
  • ADDRESS: P.O. Box 639, Parshall, ND 58770
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