7 Online Financing Companies Like Affirm

Most people will love borrowing money from Affirm. This funding platform provides financing solutions from multiple sources online with way more flexibility than your typical credit options. Affirm makes borrowing online more affordable than from many of their competitors.

There’s no catch with Affirm, what you see is what you get. Buying products online is simple in any store that accepts Affirm. This allows you to be able to use your line of credit. Schedule fixed monthly payments that suit your needs and never be accosted with hidden fees as long as you stick with this one lender.

Affirm is secure and there’s no credit card number available for others to steal, making it a much more reliable option. While Affirm connects directly with the stores you’re shopping at and provides you with a simple buying procedure, not all stores accept Affirm payments.This tiny drawback can end up ruining the entire experience, rendering the credit utterly useless if you can’t purchase items from the stores of your choice. Fortunately, we’ve come up with a list of the best Affirm alternatives available online.


Official Site

One of the top services like Affirm, is LendYou. This site offers online personal loans available much sooner than many other lenders online. By getting funding with LendYou, you can help build your credit score so you can later qualify for higher dollar amount loans with lower interest rates and APR quotes. LendYou is great if you have bad credit, poor credit, or no credit at all. Check them out if you’re in need for a little extra cash or even if you need $30,000+.


Improve your credit rating and cut your losses with ZestFinance. This website has financing like Affirm and a specialized learning platform to help improve your knowledge about money.  ZestFinance works with you from the application stage all the way to the end of your commitment. You’ll never be left in the dark with this online financing company.

Lending Club

Lending Club prides itself on having better rates than its competition. This website has loans like Affirm and it’s also a place to invest your hard earned cash. Lending Club isn’t a bank, it’s a place to connect with investors and borrowers and find a solution to your money problems. This site’s personal mission is to transform the way most banks work and make things like lending and investing more rewarding and more flexible.

Funding Circle

This addition to our list of sites like Affirm is one of the leader in its marketplace. Funding Circle helps with capital and investments and personal loans. Their rates are very competitive and applications on this site only take a few minutes to fill out. You’ll get your answer within a few days by email or phone call. If you have a small business or a lot of debt, you’ll love Funding Circle.


Our list of services like Affirm has to include Square. This company works hard to help you will all your money related businesses. They have all the tools you could ever imagine to help your company or personal finances run smoothly and you can order online with their “cash” service. It only takes a few minutes to get started, what are you waiting for?


If you’re a student, you’ll love Earnest. This is another one of the best companies like Affirm for deep finance analysis, flexibility, and low interest loans. Parents can also take advantage of this site with personalized payment plans and low 2.61% APR rates. You can also qualify for a $50,000 loan with Earnest. If you need money fast, consider Earnest.


With Peerform, what you see is what you get. There are no hidden surprises or added fees. The application is hassle free and can be done with a few simple steps and if you’re having trouble, you can contact them directly. There’s always someone standing by. You can also become an investor with this site. Click on the link above to learn about everything Peerform can do for you.

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