OppLoans is one of the best payday loan alternatives. It's an installment loan service that lets you borrow between $1,000 to $10,000. Receive the funds within 24 hours and get approved even with a bad credit score.
- Fast approval
- Next business day funding
- Applying does not affect credit score
- Form takes 5 minutes to fill out
- 125% cheaper than payday loans
- Maximum loan amount of $10,000
Our OppLoans review covers one of the top rated installment loan services online. OppLoans is very similar to payday loan sites, but it actually provides personal loans which can vary between $1,000 to $10,000. They have fast next-day funding, allowing you to quickly get a hand on the funds that you need. Whether you need to pay medical bills, fix your car or pay rent, OppLoans can help you get money right now!
High Approval Rate
One of the best things about OppLoans is their amazing approval rate. With a very low credit score, you can still get your hands on a personal loan. With loans as low as $1,000, there’s really something for everyone and most lenders that work with OppLoans do not require high credit scores. In fact, some people can even get approved with credit scores of 500 or lower.
Along with their high approval rate is their fast approval process. You’ve probably never seen a lender provide you with such a fast approval. In most cases, it will take under 24 hours from the moment you fill out their simple form to the moment you have the funds in your account. During our OppLoans review, we made a small $1,000 loan request without letting them know about this review so it would be totally unbiased. 18 hours later, the $1,000 was in our account.
Lower Rates than Payday Loans
OppLoans excels at getting you cash loans for bad credit scores, but they also excel at bringing you the lowest rates in the industry. Payday loans have APR rates that vary between 400 to 1200%, OppLoans APR rates vary between 99 to 199%.
Whether you’re looking for a small emergency loan or even if you’re looking for a personal loan of $10,000, you’re going to want the lowest rates possible. Choosing OppLoans guarantees that you will have the best rates since they work with numerous lenders and they make sure you never overpay.
One of the best things we found out about them when working on this OppsLoan review is that they have amazing support. Their customer support respond so amazing fast, it’s easier than ever to get the answers to your questions. Whether you’re unsure about the rates or even if you’d like to negotiate repayment terms that better suit your budget, OppLoans will be there for you.
They can be contacted in a variety of ways. Here is a list of ways that you can contact them with questions, inquiries, more information or even suggestions.
Customer Support: (800) 990-9130
Fax: (855) 920-5000
Opportunity Financial, LLC
130 E Randolph St, Suite 1650
Chicago, IL 60601
7 a.m. to 7 p.m. CST, Monday-Friday
9 a.m. to 4 p.m. CST, Saturday
12 p.m. to 5 p.m. CST, Sunday
Whether you’re looking for a $1,000 loan or even if you need thousands of dollars, you will find what you’re looking for at OppLoans. They have amazing support, excellent rates, fast funding and they can provide you with quick cash even with bad credit. Apply for a loan at OppLoans today, it doesn’t affect your credit score and there are no obligations!