Millennial Money Matters: Everything You Need to Know About Investing In Your 30s

If you’re between the ages of 25 and 44, you’re in good company. In fact, there are 85 million millennials in the US, which is a huge percentage of the population.

There are a lot of awesome things about millennials, but one of the less-great aspects to being in this demographic is that they’re not a very financially stable bunch. 

The good news is investing in your 30s is a much less daunting task than it sounds like and can have a lot of long term benefits. Here, we share our tips for doing this and making your pockets a little heavier.


As someone who’s probably either out of college or new into the job market, you need to invest in loans. Paying your loans back now, whether they’re student loans or loans to open a business, will help you have an easier economic time going forward.

Set aside a chunk of money each month that will go into paying back these loans. This way, you’ll be all paid up by the time you’re out of your 30s. Then you won’t have to worry about it anymore.

Save, Save, Save

As a millennial in today’s economy, sometimes it can be difficult to make ends meet. But this doesn’t mean you should neglect saving money, whether it’s for a rainy day or for retirement.

As life goes on, the amount of money you need is only going to increase. There will be more bills, more investments, and more purchases that you haven’t even thought of yet. Setting aside money for these expenses early is crucial to your later financial success.

If you budget well, saving shouldn’t take too big a toll on your life now, either. Just figure out how much you can save and go with it. After all, a small amount is better than nothing!

Think About Real Estate

Older people have probably told you to invest in property before, and this is great advice. Real estate is never a bad investment. After all, even if you don’t end up living on the land (which we hope you do!), the property value will rise if you’re choosy.

Be smart with your purchases, and you can make a lot of money off the real estate you get by doing nothing beyond waiting.

You and The Economy

We know, we know: as a young person with a lot of loans and a lot of payments, you probably don’t have a lot of extra cash laying around to invest in stocks or bonds. The truth is, though, making these money market investments is really important to building bank.

When you invest smartly in stocks and bonds, you’re making sure you’ll get back even more money later. Just do your research on what markets are succeeding before you invest. If you bank on the right organizations, you’ll probably be well rewarded.

Investing in Your 30s

When you start investing in your 30s, you’re doing the right thing. It gives you more of a chance to be financially stable later in life and to make more money.

Now that you know some of the best investments you can make, check out this page to get ideas for debt relief and budgeting.

Stay smart! 

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